QuickBooks Desktop

Desktop still takes a .qbo. The PDF has to tie first.

QuickBooks Desktop cannot read a PDF. It imports Web Connect files: File → Utilities → Import → Web Connect Files. Direct Connect ends 30 October 2026; Web Connect continues. Express Web Connect is not Desktop.

We build the .qbo with your bank's institution ID, stable FITIDs, and the printed closing balance as the ledger balance. Preview is free. A statement that does not tie is not billed.

up to 20 files · 20 MB each · PDF only

See a sample convert — synthetic file, real engine.

Preview is free. The first download is free after sign-in. After that, Solo is $29/month, cancel anytime.

up to 20 files · 20 MB each · PDF only · bank or credit-card statements

    kept in memory only
    sample-checking-statement.pdf · synthetic, made for this demo · Meridian Commerce Bank · ····3303
    ✓ Ties. Opening 15,800.00 + credits 25,557.89 − debits 32,811.32 = 8,546.57, the printed closing balance.
    DateDescriptionAmount Balance
    2026-05-01STRIPE TRANSFER2,919.2918,719.29
    2026-05-01ACH DEBIT PROPERTY MGMT RENT−4,200.0014,519.29
    2026-05-03POS PURCHASE HOME DEPOT PRO−1,269.5813,249.71
    2026-05-04ZELLE CREDIT3,030.1216,279.83
    2026-05-07SQUARE INC DEPOSIT3,647.5719,927.40
    2026-05-07POS PURCHASE SHELL OIL−1,705.5118,221.89
    2026-05-08POS PURCHASE US FOODS−178.1318,043.76
    2026-05-11MERCHANT BANKCD DEPOSIT3,994.8622,038.62
    2026-05-13REMOTE DEPOSIT CAPTURE2,790.9624,829.58
    2026-05-13POS PURCHASE VERIZON WIRELESS−1,665.9823,163.60
    2026-05-14COUNTER DEPOSIT2,237.7925,401.39
    2026-05-15POS PURCHASE HOME DEPOT PRO−733.8924,667.50
    2026-05-15POS PURCHASE US FOODS−1,225.2123,442.29
    2026-05-15ADP WAGE PAY 00174−6,800.0016,642.29
    2026-05-19COUNTER DEPOSIT3,622.6920,264.98
    2026-05-21POS PURCHASE GRAINGER−1,475.9618,789.02
    2026-05-23POS PURCHASE SYSCO FOODS−989.6117,799.41
    2026-05-23POS PURCHASE GRAINGER−1,221.9716,577.44
    2026-05-29REMOTE DEPOSIT CAPTURE3,314.6119,892.05
    2026-05-29ADP WAGE PAY 00175−6,800.0013,092.05
    2026-05-31POS PURCHASE STATE FARM INS−2,169.8410,922.21
    2026-05-31POS PURCHASE CINTAS CORP−2,375.648,546.57

    22 rows · 2026-05-01 → 2026-05-31 · the running balance chains on every one

    Review notes (2)

    Synthetic sampleThis statement was made for the demo, not by a bank — so the engine's file-quality note below is expected, and correct.
    Possible transfers1 row looks like a movement between accounts, not income or expense.
    File qualityPDF produced by ReportLab, not a bank statement system.
    Open the sample convert →
    The import steps
    1. Convert the statement below and download the .qbo file.
    2. In QuickBooks Desktop: File → Utilities → Import → Web Connect Files.
    3. Pick the matching bank or credit-card account when prompted — the account type must match what you chose in the export drawer.
    4. Review the transactions in the bank feed and add them to the register.

    Why this matters this year

    Banks are discontinuing Direct Connect for QuickBooks Desktop on 30 October 2026. Web Connect, the .qbo import, continues on supported Desktop versions. Desktop itself is not being shut down.

    What changes, what does not, and what to do about it →

    Express Web Connect is a different product. It is Intuit's own bank connection, and its availability depends on your bank. It is not the Desktop Web Connect import. A .qbo file you import yourself does not depend on either connection.

    What we put in the .qbo

    Your bank's institution ID from Intuit's directory, a stable FITID on every row so a second import deduplicates, the bank or credit-card block matching the account type you pick, and the printed closing balance as the ledger balance. How the import works, in detail →

    Prove it first, then import

    The grid has to tie to the printed opening and closing balance before the .qbo exists. After the import, reconcile Desktop to that same printed closing figure. The proof, step by step → Plans and what a page is: pricing.

    What the review catches

    Notes for a reviewer, not a verdict. Each one points at the rows behind it.

    Balance does not tie

    Opening + credits − debits must equal the printed closing. If it does not, there is no download and no charge.

    Months that do not chain

    February's opening has to be January's closing. Gaps and overlaps get a note.

    Duplicate and transfer rows

    The same date, amount and description twice, or a row that moves money between your own accounts. Flagged before it is booked as income or expense.

    Nothing is stored on our side. The PDF is parsed in memory and discarded when the response is sent. Security notes →

    A statement that does not tie is not billed. Any first charge is refundable within 14 days. Billing and refunds →

    Convert another statement →

    Swipe sideways to see every column.

    This grid exists only in this tab. Click a cell to edit date, description or amount; ± flips debit/credit. The proof re-runs on every edit.

    Convert another statement →

    Download .qbo

    QuickBooks checks these before accepting the file.

      Not listed? Leave it blank — the file uses a documented generic institution ID and imports under a generic label.

      Download the Xero bank import (.csv)

      Xero's own template columns: Date, Amount (money in positive, money out negative), Payee, Description, Reference, Check Number. The date has to match your Xero organisation's region.

      How to import
      Accounting → Bank accounts → Manage account → Import a statement, choose this file, and confirm the column mapping Xero proposes. Xero also imports the OFX file directly.

      This statement does not tie

      Sign in to download

      No password. We email you a one-time link — new here? The same link creates your account. Your first download is free so you can test the import into QuickBooks.

      Pick a plan

      You only pay for downloads of statements you've already seen tie. A statement that doesn't tie never counts against your pages, and any first charge is refundable within 14 days, no questions — billing & refunds.