Chase · QuickBooks Desktop

Chase business checking to a Desktop .qbo, after it ties.

Chase business checking and Chase Commercial statements have tied on real files, including scans that carry a text layer. Convert the PDF, read the proof, download the .qbo, and import it through File → Utilities → Import → Web Connect Files.

See a sample convert — synthetic file, real engine.

Preview is free. The first download is free after sign-in. After that, Solo is $29/month, cancel anytime.

up to 20 files · 20 MB each · PDF only · bank or credit-card statements

    kept in memory only
    sample-checking-statement.pdf · synthetic, made for this demo · Meridian Commerce Bank · ····3303
    ✓ Ties. Opening 15,800.00 + credits 25,557.89 − debits 32,811.32 = 8,546.57, the printed closing balance.
    DateDescriptionAmount Balance
    2026-05-01STRIPE TRANSFER2,919.2918,719.29
    2026-05-01ACH DEBIT PROPERTY MGMT RENT−4,200.0014,519.29
    2026-05-03POS PURCHASE HOME DEPOT PRO−1,269.5813,249.71
    2026-05-04ZELLE CREDIT3,030.1216,279.83
    2026-05-07SQUARE INC DEPOSIT3,647.5719,927.40
    2026-05-07POS PURCHASE SHELL OIL−1,705.5118,221.89
    2026-05-08POS PURCHASE US FOODS−178.1318,043.76
    2026-05-11MERCHANT BANKCD DEPOSIT3,994.8622,038.62
    2026-05-13REMOTE DEPOSIT CAPTURE2,790.9624,829.58
    2026-05-13POS PURCHASE VERIZON WIRELESS−1,665.9823,163.60
    2026-05-14COUNTER DEPOSIT2,237.7925,401.39
    2026-05-15POS PURCHASE HOME DEPOT PRO−733.8924,667.50
    2026-05-15POS PURCHASE US FOODS−1,225.2123,442.29
    2026-05-15ADP WAGE PAY 00174−6,800.0016,642.29
    2026-05-19COUNTER DEPOSIT3,622.6920,264.98
    2026-05-21POS PURCHASE GRAINGER−1,475.9618,789.02
    2026-05-23POS PURCHASE SYSCO FOODS−989.6117,799.41
    2026-05-23POS PURCHASE GRAINGER−1,221.9716,577.44
    2026-05-29REMOTE DEPOSIT CAPTURE3,314.6119,892.05
    2026-05-29ADP WAGE PAY 00175−6,800.0013,092.05
    2026-05-31POS PURCHASE STATE FARM INS−2,169.8410,922.21
    2026-05-31POS PURCHASE CINTAS CORP−2,375.648,546.57

    22 rows · 2026-05-01 → 2026-05-31 · the running balance chains on every one

    Review notes (2)

    Synthetic sampleThis statement was made for the demo, not by a bank — so the engine's file-quality note below is expected, and correct.
    Possible transfers1 row looks like a movement between accounts, not income or expense.
    File qualityPDF produced by ReportLab, not a bank statement system.
    Open the sample convert →

    What Chase PDFs do

    Invisible section markers

    Chase prints hair-height layout markers down the left margin. A naive reader merges one into the last transaction line of a page and drops that deposit. The proof fails by exactly that amount. We strip the markers and read the page again.

    Scans with a text layer

    A scanned Chase statement often carries a vendor text layer where headings read with split letters. Those files have tied. An image-only scan goes through OCR on our server and still has to tie.

    Long commercial statements

    Chase Commercial statements of sixty pages and several hundred rows tie to the penny. Combined multi-account files are split, one proof per account.

    Chase credit-card statements are not on the proven list yet. Drop one anyway. Preview is free and a failed tie is not a charge. Banks and cards that have tied →

    Into QuickBooks Desktop

    1Convert and read the proof Opening + credits − debits has to equal the printed closing balance.
    2Download the .qbo Choose Checking or Savings, pick your Chase entry in the institution list, add the last four digits of the account.
    3Import File → Utilities → Import → Web Connect Files. Pick the matching account, then reconcile to the printed closing balance.

    The Desktop page → · How the .qbo is built →

    What the review catches

    Notes for a reviewer, not a verdict. Each one points at the rows behind it.

    Balance does not tie

    Opening + credits − debits must equal the printed closing. If it does not, there is no download and no charge.

    Months that do not chain

    February's opening has to be January's closing. Gaps and overlaps get a note.

    Duplicate and transfer rows

    The same date, amount and description twice, or a row that moves money between your own accounts. Flagged before it is booked as income or expense.

    Nothing is stored on our side. The PDF is parsed in memory and discarded when the response is sent. Security notes →

    A statement that does not tie is not billed. Any first charge is refundable within 14 days. Billing and refunds →

    Swipe sideways to see every column.

    This grid exists only in this tab. Click a cell to edit date, description or amount; ± flips debit/credit. The proof re-runs on every edit. Convert another statement

    Download .qbo

    QuickBooks checks these before accepting the file.

      Not listed? Leave it blank — the file uses a documented generic institution ID and imports under a generic label.

      Download the Xero bank import (.csv)

      Xero's own template columns: Date, Amount (money in positive, money out negative), Payee, Description, Reference, Check Number. The date has to match your Xero organisation's region.

      How to import
      Accounting → Bank accounts → Manage account → Import a statement, choose this file, and confirm the column mapping Xero proposes. Xero also imports the OFX file directly.

      This statement does not tie

      Sign in to download

      No password. We email you a one-time link — new here? The same link creates your account. Your first download is free so you can test the import into QuickBooks.

      Pick a plan

      You only pay for downloads of statements you've already seen tie. A statement that doesn't tie never counts against your pages, and any first charge is refundable within 14 days, no questions — billing & refunds.