Combined statements

Combined PDF. Separate accounts. One printed close each.

A combined statement carries several accounts under one cover page. We split it into accounts. Each account still has to tie to its own printed opening and closing balance before you download.

See a sample convert — synthetic file, real engine.

Preview is free. The first download is free after sign-in. After that, Solo is $29/month, cancel anytime.

up to 20 files · 20 MB each · PDF only · bank or credit-card statements

    kept in memory only
    sample-checking-statement.pdf · synthetic, made for this demo · Meridian Commerce Bank · ····3303
    ✓ Ties. Opening 15,800.00 + credits 25,557.89 − debits 32,811.32 = 8,546.57, the printed closing balance.
    DateDescriptionAmount Balance
    2026-05-01STRIPE TRANSFER2,919.2918,719.29
    2026-05-01ACH DEBIT PROPERTY MGMT RENT−4,200.0014,519.29
    2026-05-03POS PURCHASE HOME DEPOT PRO−1,269.5813,249.71
    2026-05-04ZELLE CREDIT3,030.1216,279.83
    2026-05-07SQUARE INC DEPOSIT3,647.5719,927.40
    2026-05-07POS PURCHASE SHELL OIL−1,705.5118,221.89
    2026-05-08POS PURCHASE US FOODS−178.1318,043.76
    2026-05-11MERCHANT BANKCD DEPOSIT3,994.8622,038.62
    2026-05-13REMOTE DEPOSIT CAPTURE2,790.9624,829.58
    2026-05-13POS PURCHASE VERIZON WIRELESS−1,665.9823,163.60
    2026-05-14COUNTER DEPOSIT2,237.7925,401.39
    2026-05-15POS PURCHASE HOME DEPOT PRO−733.8924,667.50
    2026-05-15POS PURCHASE US FOODS−1,225.2123,442.29
    2026-05-15ADP WAGE PAY 00174−6,800.0016,642.29
    2026-05-19COUNTER DEPOSIT3,622.6920,264.98
    2026-05-21POS PURCHASE GRAINGER−1,475.9618,789.02
    2026-05-23POS PURCHASE SYSCO FOODS−989.6117,799.41
    2026-05-23POS PURCHASE GRAINGER−1,221.9716,577.44
    2026-05-29REMOTE DEPOSIT CAPTURE3,314.6119,892.05
    2026-05-29ADP WAGE PAY 00175−6,800.0013,092.05
    2026-05-31POS PURCHASE STATE FARM INS−2,169.8410,922.21
    2026-05-31POS PURCHASE CINTAS CORP−2,375.648,546.57

    22 rows · 2026-05-01 → 2026-05-31 · the running balance chains on every one

    Review notes (2)

    Synthetic sampleThis statement was made for the demo, not by a bank — so the engine's file-quality note below is expected, and correct.
    Possible transfers1 row looks like a movement between accounts, not income or expense.
    File qualityPDF produced by ReportLab, not a bank statement system.
    Open the sample convert →

    Proven on Bank of America business checking

    Bank of America combined business statements, several accounts under one cover page, have tied on real files. Each account came out as its own statement, with its own printed opening and closing balance and its own proof.

    How the split works

    1One PDF in Drop the combined file as it came from the bank. Password-protected is fine.
    2One grid per account Each account appears as its own statement in the grid, with its own proof against its own printed balances.
    3One download per account Excel, CSV, .qbo, Xero CSV, OFX, QFX or QIF per account. The .qbo carries the account's own closing balance as the ledger balance.

    Commercial and long statements

    Chase Commercial statements of sixty pages and several hundred rows have tied to the penny. Length is not the problem. A missing page is, and the proof shows it.

    A bank that is not named here

    Converts the same way. The proof is the printed balance, not the logo. If the layout is new and does not tie, you pay nothing and the layout is added within 24 hours on business days. Banks and cards that have tied →

    What the review catches

    Notes for a reviewer, not a verdict. Each one points at the rows behind it.

    Balance does not tie

    Opening + credits − debits must equal the printed closing. If it does not, there is no download and no charge.

    Months that do not chain

    February's opening has to be January's closing. Gaps and overlaps get a note.

    Duplicate and transfer rows

    The same date, amount and description twice, or a row that moves money between your own accounts. Flagged before it is booked as income or expense.

    Nothing is stored on our side. The PDF is parsed in memory and discarded when the response is sent. Security notes →

    A statement that does not tie is not billed. Any first charge is refundable within 14 days. Billing and refunds →

    Swipe sideways to see every column.

    This grid exists only in this tab. Click a cell to edit date, description or amount; ± flips debit/credit. The proof re-runs on every edit. Convert another statement

    Download .qbo

    QuickBooks checks these before accepting the file.

      Not listed? Leave it blank — the file uses a documented generic institution ID and imports under a generic label.

      Download the Xero bank import (.csv)

      Xero's own template columns: Date, Amount (money in positive, money out negative), Payee, Description, Reference, Check Number. The date has to match your Xero organisation's region.

      How to import
      Accounting → Bank accounts → Manage account → Import a statement, choose this file, and confirm the column mapping Xero proposes. Xero also imports the OFX file directly.

      This statement does not tie

      Sign in to download

      No password. We email you a one-time link — new here? The same link creates your account. Your first download is free so you can test the import into QuickBooks.

      Pick a plan

      You only pay for downloads of statements you've already seen tie. A statement that doesn't tie never counts against your pages, and any first charge is refundable within 14 days, no questions — billing & refunds.